Mortgages and Protection

Safeguard your income and family with expert, trusted mortgage and protection advice.

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Protecting Your Home
and Business

It’s a fact of life that unexpected events can happen when you least expect. Protecting your loved ones and your lifestyle is the key to enjoying true peace of mind. There are a variety of different insurance policies available to help you protect your family and your income. Getting the right cover in place will help you manage any potential risks to you, your loved ones and your lifestyle.

Our specialist protection advisers will explain the complexities and differences between life assurance, critical illness and income protection. It’s important to make sure your policies offer the right type and level of protection. We’ll check the terms and conditions of your existing policies to make sure you have an appropriate level of cover in place. We’ll then advise you on any areas where you might benefit from additional protection.

Are you a business owner? You can protect your business in several ways, so it can keep on running if the unexpected happens. Our trusted partner can advise you on Business Protection & Continuity strategies. We’ll explain the benefits of key person insurance, and shareholder or partnership protection. These types of cover pay out funds in the event of a death or critical illness of an important person in your business.

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Riverfall Book your free initial consultation today.
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Mortgages for First Time Buyers, Homeowners, Landlords and Businesses

Are you a first-time buyer or maybe you’re coming to the end of your mortgage term? Do you want to move house or consolidate debt? Whether it’s for your home, rental property or a business mortgage, we can help you make informed choices about your mortgage with our trusted business partner.

Our trusted partner mortgage specialists tailor your mortgage criteria to you, whether you have an interest only, fixed rate, variable (SVR) or a tracker. If you’re looking to rent a property, our trusted partner provides advice on buy-to-let mortgages to help you build your property portfolio. We work closely with companies in the property sector across the East Midlands including estate agents, who can value your property.

Think carefully before securing your debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
All of our mortgages are by referral only. Commercial mortgages on a referral basis to a master broker.

Your Expert Mortgage and Protection Advisers

Whether you’re coming to the end of your mortgage term, you want to consolidate debt or you’re looking at ways to protect your income, we can help. Getting the right type of mortgage and suitable protection in place will help you enjoy your lifestyle.

Our team can provide advice on fixed, variable and tracker mortgages, remortgaging and debt consolidation. We can also advise you on a variety of insurance policies, such as life cover, critical illness and income protection. Look forward to a securer financial future.

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Frequently Asked
Questions

Do I have to pay for an initial meeting with a financial planner?

Absolutely not.  Your first meeting, typically lasting an hour, is at our expense and is the opportunity for you to decide if you would like to work with us.  It is also an opportunity for us to ensure that we can add value for you before proceeding any further.

Where can I find you?

We are based in Ruddington and also have office space in Mountsorrel near Loughborough as well as central London. For directions to our Ruddington office please visit our About Us page.

How can I meet with a financial planner?

We would always suggest, where you are comfortable and where practical, that your initial meeting is held face to face. We also have Teams conference calling and are happy to speak over the telephone. Call us today and one of our team will be happy to set up an appointment time, day and method that suits you best.

What are the different services you offer?

We offer Personal Planning, Business Planning and Mortgages & Protection, including Final Salary Pension Transfer Advice. If there’s an area which we can’t offer assistance on we will help you source alternatives if suitable. We would be happy to run through everything that we offer in an initial, no obligation meeting.

What are your charges?

All of our fees are agreed upfront and before any chargeable work is carried out, providing you with the peace of mind that you understand exactly what you’re paying. We also offer a range of payment methods. Our planners are happy to discuss our fee models in an initial, no obligation meeting and will always provide a bespoke proposal for your consideration.

The bridge magazine

Read our magazine
‘The Bridge’

Communicating with our clients is important to us, so we create our very own magazine, into which we pour the expertise of the Riverfall Financial team.

It’s free, it’s exclusive and it’s full of insight on how your money can help you make the most of your life.

How can we help you?

1:
Residential Mortgages
2:
Buy to Let Mortgages
3:
Commercial Mortgages
4:
Protection