How much money is ‘enough’?

 In Financial Planning, Z Home Blogs

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How much money is enough, to live comfortably for the rest of your life?

It’s the big question for most people, and one we get asked the most.

Many people have no idea how much money they will need, now and in the future. They may have income, investments and pensions from different chapters in their life, but no clarity whether it will be enough or if they will run out of money.

But enough for what?

By talking about your life and not just your money, we can help you understand what you want your money to do for you, and therefore how much of it you will need.


By using powerful planning software, we can create a model of your financial future so you can see if you are on track to achieve your goals, and make the most of your life along the way.

Not enough …

If it looks like you might not have enough money to fund the lifestyle you would like now and in the future, we will look at ways to improve your outlook.

Just enough …

If you will have just enough, then we can give you the peace of mind that comes from having certainty about your financial future. You will know how much you can spend on luxuries without guilt, knowing that you have already taken care of what’s most important to you.

More than enough …

If you will have more than enough, then we will encourage you to chase your dreams and aspirations, before it’s too late!

Certainty in uncertain times

In these worrying times, we can create a financial life plan that gives you clarity and certainty about your financial future.

Knowing that you are on track to achieve your goals and make the most of your life along the way is truly empowering. It puts you in control and gives you priceless peace of mind.

Talk to our specialists

We offer all prospective clients a free initial meeting with one of our financial planners, to see if our service is right for you.

Book your meeting, to gain certainty about your financial future.

Simon Phippen
Simon is the founder of Riverfall Financial and author of the now famous Riverfall poem that sets out the founding values of the firm. He created the ‘Financial Life Planning’ philosophy that we use with all our clients, ensuring that we are always talking about their lives and not just their money. Simon trained as a Management Accountant, has an MBA from ESCP in Paris and worked with a number of world class organisations prior to starting Riverfall. What the Riverfall team say: “Riverfall’s Swiss Army Knife! Accountant, poet, financial life planner and leader”.