Gary's Story
Gary first got in touch in early 2021, having retired from Aston Martin in 2019.
Since then he had started drawing on an MG Rover final salary pension and knew that he needed to start taking a greater level of income from his other pension but was not sure whether to stay in his Aston Martin final salary scheme or whether to move it to a personal pension.
He had spoken to colleagues about this and done some of his own research and reached the conclusion that he needed expert advice.
Any advice he needed would also directly impact his wife Linda who was keen to retire but holding on until decisions were made for Gary which would allow their path to became clearer.
Jessica was recommended to them. Here’s what they had to say about working with Riverfall Financial.
What made you seek advice?
“Pensions are very complicated and I knew that if I wanted to consider a final salary transfer that I would need to take regulated financial advice. I’d already got one final salary scheme in payment so knew that I wanted to explore all options with this one.
“Jessica has provided advice on various areas to ex-colleagues of mine and came highly recommended. I therefore felt that I could trust her with this important decision which would impact the rest of our lives.”
What’s been the biggest benefit of working with Riverfall?
“Things were explained clearly to us and essentially, what Jessica has put forward for us has given us the best of both worlds.
“We still have a high level of secure income coming in (until my State pension can replace this) and are also left with a pot which can be flexibly accessed for later life and/or those unknowns that life can throw at you.
“We’re also now able to fully own our holiday home and have started making plans for many more visits there and hope to eventually make the move permanent.”
How has Riverfall made a difference to your lives
“Linda can now start her retirement and we are confident that the solutions which Jessica presented fit our needs. We really can’t imagine that we would have been in this position without using an adviser.
“The whole Riverfall team have been lovely to work with and it’s clear that they take pride in what they do. I cannot recommend them highly enough!”
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Absolutely not. Your first meeting, typically lasting an hour, is at our expense and is the opportunity for you to decide if you would like to work with us. It is also an opportunity for us to ensure that we can add value for you before proceeding any further.
We are based in Ruddington and also have office space in Mountsorrel near Loughborough as well as central London. For directions to our Ruddington office please visit our About Us page.
We would always suggest, where you are comfortable and where practical, that your initial meeting is held face to face. We also have Teams conference calling and are happy to speak over the telephone. Call us today and one of our team will be happy to set up an appointment time, day and method that suits you best.
We offer Personal Planning, Business Planning and Mortgages & Protection, including Final Salary Pension Transfer Advice. If there’s an area which we can’t offer assistance on we will help you source alternatives if suitable. We would be happy to run through everything that we offer in an initial, no obligation meeting.
All of our fees are agreed upfront and before any chargeable work is carried out, providing you with the peace of mind that you understand exactly what you’re paying. We also offer a range of payment methods. Our planners are happy to discuss our fee models in an initial, no obligation meeting and will always provide a bespoke proposal for your consideration.
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